American Express Gold Credit Card
Card Summary
Imagine being able to use your credit card without worrying about credit limits. With the American Express Gold Credit Card, you can do just that and more! For a joining fee of ₹1,000 and an annual fee of ₹4,500, you will gain access to a world of travel rewards and luxurious perks. You get welcomed with 4,000 Membership Reward Points, earn 5x reward points on every purchase, and receive vouchers from brands such as Taj, Tanishq, Flipkart, Amazon, and more. In addition, you will also have access to 24x7 concierge services, enjoy 20% off at restaurants, and receive a reward rate between 1% and 6% on every purchase. Keep reading to learn more about the exclusive benefits that come with this card. 👇
Quick Overview
Expert Review
Key Features
If you are a frequent traveller or someone who spends a lot on dining and other eligible categories, then the American Express Gold Credit Card could be an ideal option for you. This credit card comes packed with several benefits that cater to your lifestyle needs. You can earn decent rewards, get e...
Key Highlights
Reward Rate
20%
Annual Fee
₹4500
Rating
4/5
Category
Premium
Fuel Benefits
1% Fuel Surcharge Waiver
Available at all fuel stations across India
Zero Lost Card Liability
Complete Protection Against Fraud
In the unfortunate event of losing your card, report it immediately to our 24-hour call centre and you have zero liability on any fraudulent transactions made on your Credit Card.
Advantages
No pre decided credit limit.
It offers reward points on fuel and utility.
Limitations
No access to airport and railway lounges.
No concierge services other than card assistance.
The card is available in selected cities only.
Fee and Charges
Joining Fee
₹1000
Annual Fee
₹4500
APR
42%
| Charge Type | Amount |
|---|---|
| Add-on Card Fee | ₹1500 |
| Card Replacement Fee | Nil |
| Foreign Transaction Fee | 3.50% |
| Over Limit Penalty | 2.50% |
| Fuel Transaction Surcharge | 1% |
| Minimum Repayment Amount | 5% |
Late Payment Charges
| Outstanding Balance | Late Fee |
|---|---|
| Below ₹100 | Not specified |
| ₹100 to ₹500 | Not specified |
| ₹501 to ₹5,000 | Not specified |
| ₹5,001 to ₹10,000 | Not specified |
| ₹10,001 to ₹25,000 | Not specified |
| ₹25,001 to ₹50,000 | Not specified |
| More than ₹50,000 | Not specified |
Membership Rewards Structure
| Rewards Category | Rate | Eligibility |
|---|---|---|
| Travel Bookings | 4X | Airlines, hotels booked directly or via Amex Travel |
| Dining | 4X | Restaurants worldwide |
| Supermarkets | 3X | Grocery stores and supermarkets |
| All Other Spends | 1X | General purchases and transactions |
Partner Merchants:
Who Should Opt for This Card?
Premium Service Seekers
Ideal for those who value premium services and exclusive benefits
How to Apply
Visit the [American Express Website](https://www.americanexpress.com/in/credit-cards/all-cards/?cpid=100496006&dsparms=dc_pcrid_633020792827_kword_american%2520express_match_e&gclid=EAIaIQobChMIlLatr4aT_QIVgdDtCh0bdQT1EAAYASABEgIi5vD_BwE&gclsrc=aw.ds).
The "Gold Credit Card" is listed under the "Card” section.
Click on "Apply Now" and start the application process.
Fill in all the required details and upload all the necessary documents to complete the process.
Processing Time
7-10 days
Eligibility Criteria
Age: 21-60 years
Residency: Indian resident
Income: Stable income required
Documents Required
Proof of Identity
PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof. *
Proof of Address
Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof. *
Proof of Income
Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement. 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>
Expert Review
Detailed Analysis
The American Express Gold Credit Card stands out as a premium choice for those seeking a credit card with excellent rewards and benefits. With 20% rewards on eligible spends, it makes a compelling option for premium enthusiasts.
The card's comprehensive insurance coverage and lounge access benefits offer added value and convenience for cardholders.
While the card offers numerous advantages, it is essential to consider the annual fee of ₹4500 and other associated charges. These factors should be weighed against the benefits offered.
Overall, the American Express Gold Credit Card is a good option for those who want a premium credit card with excellent rewards and premium benefits. If you are looking for a card that offers good value for money, this is worth considering.
Quick Stats
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