Disclaimer

Important Disclaimer

PLEASE READ THIS DISCLAIMER CAREFULLY BEFORE USING THE CARD CONNECT SERVICE. Card Connect is a credit card and personal loan comparison and information platform. We are not a bank or financial institution, and we do not directly offer credit cards or loans. We provide information to help you compare financial products and connect you with banks and financial institutions.

1. No Financial Advice

The information provided on Card Connect is for educational and informational purposes only and should not be construed as financial advice. We do not provide personalized financial recommendations. The information on our website is not a substitute for professional financial, legal, or investment advice.

Before making any financial decisions, we strongly recommend consulting with a qualified financial advisor, banker, or other professional who understands your specific circumstances and financial goals.

2. Accuracy of Information

While we strive to provide accurate and up-to-date information about credit cards, loans, and other financial products, we make no warranties regarding:

• The accuracy, completeness, or timeliness of the information
• The availability of specific credit products
• Interest rates, fees, or terms displayed
• Credit eligibility or approval chances
• The reliability of third-party information

Credit card features, benefits, interest rates, fees, and terms are subject to change at any time without notice. Always verify current details directly with the issuing bank before applying.

3. No Guarantee of Approval

Submission of an application through Card Connect does not guarantee approval of your application. Approval depends entirely on the bank's assessment of your creditworthiness, credit history, income verification, and other criteria.

Banks may approve you with different terms, conditions, credit limits, or interest rates than advertised or expected. Approval is subject to:

• Credit check and credit score verification
• Income verification and employment check
• Bank's internal policies and eligibility criteria
• Current market conditions and lending guidelines

4. Credit Score Impact

Applying for a credit card or loan through any channel, including Card Connect, may result in a hard inquiry on your credit report, which can temporarily impact your credit score. Multiple applications in a short period may have a more significant impact.

We recommend:

• Checking your credit score before applying
• Limiting the number of applications in a short timeframe
• Understanding the difference between soft and hard inquiries
• Monitoring your credit report regularly

5. Third-Party Information

Card Connect may contain information from third parties, including banks, financial institutions, credit bureaus, and other partners. We are not responsible for the accuracy or completeness of such third-party information. Any reliance on third-party information is at your own risk.

6. External Links and Websites

Card Connect may contain links to external websites and resources operated by third parties. We have no control over the content of these external websites and are not responsible for:

• The accuracy or completeness of external content
• Changes or updates to external websites
• Security or privacy practices of external sites
• Any damages resulting from accessing external links

7. Limitation of Liability

To the fullest extent permitted by law, Card Connect shall not be liable for any:

• Direct, indirect, incidental, or consequential damages
• Loss of revenue, profit, or business opportunity
• Damage to credit score or credit rating
• Loss or corruption of data
• Any damages arising from use or inability to use our website

This applies even if we have been advised of the possibility of such damages.

8. User Responsibility

You are responsible for:

• Reviewing all information before submitting an application
• Verifying information directly with banks
• Understanding the terms and conditions of any financial product
• Reading the complete Terms of Service from the financial institution
• Making informed financial decisions
• Protecting your personal and financial information

9. Risk of Identity Theft

While Card Connect implements security measures, no online platform is completely secure. There is always a risk of unauthorized access or identity theft. Users should:

• Use strong, unique passwords
• Never share sensitive information via unsecured channels
• Monitor their credit reports regularly
• Report suspicious activity immediately

10. Age and Legal Capacity

By using Card Connect, you confirm that:

• You are at least 18 years of age
• You have the legal capacity to enter into a contract
• You are not subject to any legal restrictions
• All information you provide is accurate and truthful

11. RBI Complaints and Grievances

For complaints or grievances related to financial institutions, you can lodge complaints with:

12. Changes to Disclaimer

Card Connect reserves the right to update this disclaimer at any time without prior notice. Your continued use of the website constitutes acceptance of any changes.

13. Contact for Disputes

If you have any questions about this disclaimer or disputes, please contact us at: