Axis Bank Magnus Credit Card
Card Summary
The Axis Magnus Credit Card gives you everything you'd expect from a credit card. For a yearly fee of ₹12,500, you'll get to enjoy benefits like golf rounds, insurance, wellness, shopping, travel and much more. You can enjoy a base reward rate ranging from 1.25% to 6% on all your purchases, along with unlimited domestic and international lounge access, free airport concierge services, and a 40% discount at over 4,000 restaurants. Whether you're travelling for business or pleasure, this card will make your life easier and carefree. Take a closer look at all the features and benefits of this card. 👇
Quick Overview
Expert Review
Key Features
Axis Bank Magnus used to be a strong contender in the super-premium credit card segment, competing with [HDFC Diners Club Black](https://select.finology.in/credit-card/hdfc-diners-club-black-credit-card) and [HDFC Infinia Credit Card](https://select.finology.in/credit-card/hdfc-bank-infinia-credit-c...
Key Highlights
Reward Rate
Up to 3%
Annual Fee
₹12500
Rating
4.5/5
Category
Premium
Fuel Benefits
1% Fuel Surcharge Waiver
Available at all fuel stations across India
Zero Lost Card Liability
Complete Protection Against Fraud
In the unfortunate event of losing your card, report it immediately to our 24-hour call centre and you have zero liability on any fraudulent transactions made on your Credit Card.
Advantages
No cash withdrawal charges.
Low Foreign Transaction charges when compared to other cards.
Healthcare packages with SRL diagnostics, Dr. Lal PathLab and Metropolis.
Expert medical opinion from world class specialists.
Limitations
Obtaining add-on cards can be cumbersome but improvements are underway.
No reward points on wallet, rent and EMI transactions.
Fee and Charges
Joining Fee
₹12500
Annual Fee
₹12500
APR
42.58%
| Charge Type | Amount |
|---|---|
| Add-on Card Fee | Free |
| Foreign Transaction Fee | 2% |
| Over Limit Penalty | 2.50% |
| Fuel Transaction Surcharge | 1% |
| Minimum Repayment Amount | 5% |
Late Payment Charges
| Outstanding Balance | Late Fee |
|---|---|
| ₹501 to ₹5,000 | ₹500 |
| ₹5,001 to ₹10,000 | ₹750 |
Reward Points Structure
| Rewards Category | Rate | Eligibility |
|---|---|---|
| Travel & Hotels | 10X | Airlines, hotels, travel bookings |
| Dining | 5X | Restaurants and food delivery |
| Online Shopping | 2X | E-commerce and online merchants |
| All Other Spends | 1X | General purchases and transactions |
Partner Merchants:
Who Should Opt for This Card?
Premium Service Seekers
Ideal for those who value premium services and exclusive benefits
How to Apply
Visit [select.finology.in](https://select.finology.in/) and click on 'Credit Cards' tab.
Click on 'Card issuers'.
Click on the "Axis Bank" and choose Axis Magnus Credit Card from the list.
Click on 'Apply Now'.
Fill out the application form with your personal and financial details.
Upload the required documents, such as identity proof, address proof, and income proof.
Review the information and submit the application.
Wait for the bank to process and approve your application.
Once approved, the credit card will be dispatched to your registered address. Alternatively, you can also visit your nearest Axis Bank branch and fill out a physical application form along with providing the necessary documents.
Processing Time
7-10 days
Eligibility Criteria
Age: 18-70 years
Residency: Indian resident
Income: Stable income required
Documents Required
Proof of Identity
PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof. *
Proof of Address
Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof. *
Proof of Income
Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement. 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>
Expert Review
Detailed Analysis
The Axis Bank Magnus Credit Card stands out as a premium choice for those seeking a credit card with excellent rewards and benefits. With Up to 3% rewards on eligible spends, it makes a compelling option for premium enthusiasts.
The card's comprehensive insurance coverage and lounge access benefits offer added value and convenience for cardholders.
While the card offers numerous advantages, it is essential to consider the annual fee of ₹12500 and other associated charges. These factors should be weighed against the benefits offered.
Overall, the Axis Bank Magnus Credit Card is a great option for those who want a premium credit card with excellent rewards and premium benefits. If you are looking for a card that offers good value for money, this is worth considering.
Quick Stats
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