HDFC MoneyBack Plus Credit Card
Card Summary
If you love online shopping and often use platforms like Amazon, Flipkart, BigBasket, Swiggy, and Reliance Smart SuperStore, then the HDFC Moneyback Plus Credit Card can be a great fit for you! Forget about boring reward programs with low earning rates. This card gives you the opportunity to earn 10X CashPoints on your purchases from these popular brands. That's like getting a reward rate of 3.3% on everything you buy! And that's not all – you can also earn 5X CashPoints on your EMI spending. This card is a game-changer in the world of credit cards. Keep reading to find out why! 👇
Quick Overview
Expert Review
Key Features
The HDFC Moneyback Plus Credit Card appears to be a good choice for those seeking an entry-level credit card. With a relatively low monthly income eligibility requirement of ₹20,000, it's accessible to a wide range of individuals. The card offers practical benefits in everyday spending categories, i...
Key Highlights
Reward Rate
Up to 3%
Annual Fee
₹500
Rating
4.3/5
Category
Travel
Fuel Benefits
1% Fuel Surcharge Waiver
Available at all fuel stations across India
Zero Lost Card Liability
Complete Protection Against Fraud
In the unfortunate event of losing your card, report it immediately to our 24-hour call centre and you have zero liability on any fraudulent transactions made on your Credit Card.
Limitations
Capping on reward points earned on grocery spending.
No reward points on fuel, rent and government transactions.
Does not offer any travel benefits.
Fee and Charges
Joining Fee
₹500
Annual Fee
₹500
APR
43.20%
| Charge Type | Amount |
|---|---|
| Add-on Card Fee | Free |
| Cash Withdrawal Fee | 2.5% |
| Foreign Transaction Fee | 3.50% |
| Over Limit Penalty | 2.50% |
| Fuel Transaction Surcharge | 1% |
| Minimum Repayment Amount | 5% |
Late Payment Charges
| Outstanding Balance | Late Fee |
|---|---|
| ₹100 to ₹500 | ₹100 |
| ₹501 to ₹5,000 | ₹500 |
| ₹5,001 to ₹10,000 | ₹600 |
| ₹10,001 to ₹25,000 | ₹800 |
| ₹25,001 to ₹50,000 | ₹1100 |
| More than ₹50,000 | ₹1300 |
Reward Points Structure
| Rewards Category | Rate | Eligibility |
|---|---|---|
| Dining & Entertainment | 4X | Restaurants, movies, entertainment venues |
| Travel & Hotels | 4X | Airlines, hotels, travel bookings |
| Online Shopping | 2X | E-commerce platforms and online merchants |
| All Other Spends | 1X | General purchases and transactions |
Partner Merchants:
Who Should Opt for This Card?
Frequent Travelers
Perfect for those who travel frequently and need travel benefits
How to Apply
Visit the HDFC Bank website or nearest branch
Navigate to the credit cards section
Select the desired credit card
Click on "Apply Now" and fill the application form
Upload required documents (identity, address, income proof)
Submit the application and wait for verification
Receive your credit card upon approval
Processing Time
7-10 days
Eligibility Criteria
Age: 21-60 years
Residency: Indian resident
Income: ₹20000 per month
Documents Required
Proof of Identity
PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof. *
Proof of Address
Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof. *
Proof of Income
Latest one or two salary slips (not more than three months old), latest Form 16, and the last 3 months’ bank statement. 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>
Expert Review
Detailed Analysis
The HDFC MoneyBack Plus Credit Card stands out as a solid choice for those seeking a credit card with excellent rewards and benefits. With Up to 3% rewards on eligible spends, it makes a compelling option for travel enthusiasts.
The card's comprehensive insurance coverage and lounge access benefits offer added value and convenience for cardholders.
While the card offers numerous advantages, it is essential to consider the annual fee of ₹500 and other associated charges. These factors should be weighed against the benefits offered.
Overall, the HDFC MoneyBack Plus Credit Card is a good option for those who want a travel credit card with excellent rewards and premium benefits. If you are looking for a card that offers good value for money, this is worth considering.
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