4.3 Rating • HDFC Bank Bank

HDFC MoneyBack Plus Credit Card

Travel Category Reward Points
Reward Rate
Up to 3%
Annual Fee
₹500
Travel General
Processing: 7-10 days
100% Secure
HDFC Bank BANK
HDFC MoneyBack
VISA
•••• •••• •••• 1234
VALID THRU
12/28
CARDHOLDER
YOUR NAME

Card Summary

If you love online shopping and often use platforms like Amazon, Flipkart, BigBasket, Swiggy, and Reliance Smart SuperStore, then the HDFC Moneyback Plus Credit Card can be a great fit for you! Forget about boring reward programs with low earning rates. This card gives you the opportunity to earn 10X CashPoints on your purchases from these popular brands. That's like getting a reward rate of 3.3% on everything you buy! And that's not all – you can also earn 5X CashPoints on your EMI spending. This card is a game-changer in the world of credit cards. Keep reading to find out why! 👇

Quick Overview

Joiningandannualfee ₹500 \+ taxes
Welcomebonus 500 Cash Points
Bestfor Everday Spends
Cardtype Entry-Level
Cardnetwork Visa

Expert Review

Key Features

The HDFC Moneyback Plus Credit Card appears to be a good choice for those seeking an entry-level credit card. With a relatively low monthly income eligibility requirement of ₹20,000, it's accessible to a wide range of individuals. The card offers practical benefits in everyday spending categories, i...

Key Highlights

Reward Rate

Up to 3%

Annual Fee

₹500

Rating

4.3/5

Category

Travel

Fuel Benefits

1% Fuel Surcharge Waiver

Available at all fuel stations across India

• Min transaction: ₹400 • Max transaction: ₹5,000 • Max waiver: ₹500 per statement cycle

Zero Lost Card Liability

Complete Protection Against Fraud

In the unfortunate event of losing your card, report it immediately to our 24-hour call centre and you have zero liability on any fraudulent transactions made on your Credit Card.

Limitations

Capping on reward points earned on grocery spending.

No reward points on fuel, rent and government transactions.

Does not offer any travel benefits.

Fee and Charges

Joining Fee

₹500

Annual Fee

₹500

APR

43.20%

Charge Type Amount
Add-on Card Fee Free
Cash Withdrawal Fee 2.5%
Foreign Transaction Fee 3.50%
Over Limit Penalty 2.50%
Fuel Transaction Surcharge 1%
Minimum Repayment Amount 5%

Late Payment Charges

Outstanding Balance Late Fee
₹100 to ₹500 ₹100
₹501 to ₹5,000 ₹500
₹5,001 to ₹10,000 ₹600
₹10,001 to ₹25,000 ₹800
₹25,001 to ₹50,000 ₹1100
More than ₹50,000 ₹1300

Reward Points Structure

Rewards Category Rate Eligibility
Dining & Entertainment 4X Restaurants, movies, entertainment venues
Travel & Hotels 4X Airlines, hotels, travel bookings
Online Shopping 2X E-commerce platforms and online merchants
All Other Spends 1X General purchases and transactions

Partner Merchants:

Online Merchants
Fuel Stations
Restaurants
Airlines

Who Should Opt for This Card?

Frequent Travelers

Perfect for those who travel frequently and need travel benefits

How to Apply

1

Visit the HDFC Bank website or nearest branch

2

Navigate to the credit cards section

3

Select the desired credit card

4

Click on "Apply Now" and fill the application form

5

Upload required documents (identity, address, income proof)

6

Submit the application and wait for verification

7

Receive your credit card upon approval

Processing Time

7-10 days

Eligibility Criteria

Age: 21-60 years

Residency: Indian resident

Income: ₹20000 per month

Documents Required

Proof of Identity

PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof. *

Proof of Address

Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof. *

Proof of Income

Latest one or two salary slips (not more than three months old), latest Form 16, and the last 3 months’ bank statement. 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+ga2T7XYSuA4P39PjMUE8hpkpEsBc0vDTVuTpFqRSdc1sSSsRrfNC9d85vFHYwKWgk821fN0XZ436uAOtWCEcdlGxvTRhDi1W+urBzUqFMvULi/ZWD9yWiwOzW690UjlRDcxwWpCHSZtb181E+OyiY2+m9tUg6gwnsoZn6bmacOyp7Jbns6n071CJvgnYvkm9LzV+2AsunGcQTNdYUT4cJojiDH5SsmJ17vNwz0/TkjAarZ5sOcduB11g8zy7fY7cdXs52HmZj+X7fInjNOAd2McFSHvJBLK1C6GYQLulU7AOLQrwt9hHNWg+jiqxeFj5RsW47KNTKIexhiNKOsVIjwF4ykflbiVLuWNPEChJqNrGPOPwVarFM5H3xQvW79qjj6MRTfy/GBkVL2aexDrrpYn3nfwQQnJVyouXXXY+ubh3s2YfKXkk7gtdYPpTuBJYkxZAGM0IfPC12EclbBlMtp4uXqN/o5xmEAmcObXq+WlkzCOahAiONJasrJV+b3/BcZlE7XqAMZoSsbDX1Y7cGgiGRfBLVgmGbepqbbXqcwtvRLLNCHrLGkbWZuEqe+CWnEjraejiseXtZYw8UrL2wcOHl8weAwmXqk5Y7i3PldnYG6UgYW0swfGaML8wsGa7vRkGRdhmQb8KsZhgoQ4tKtWssA4qsFRyxMllG9SefI+C+OyycRM8wlxmlAm02dgPOXC3WAFlkdux2K4CNuvEoQYOT5WpgHzRbMjtTk3NoDuC1h3LYz15y7DxCtNz14xP5Z4pehfcXsyT37h6P4JO9WozA1/iXHZpo1FrRinbtUSOhhHpag+WliubguiZHz+t7wbHoxxmDCfPyeVCXy5CP+IZZuWsdIhGJdNuBv9CGM0ZUfH8Iswnp2h5h+Un/0klkXu2KYa+pBOTMmSUKZunQXpjNAsB4dP3BAYmeA5zRVlFJhwpa1MEDHpStWmNYv3xm3KNDJ5+gDuVNPKGPoxLtvIRGgdxqnX6GOFwvq9MI5KUFMgxMvVL8ZhAi6CEYzDhBhHtWC5NsSYbKJeQ3KLa39iPOXARGD+FX4DqJ6iYVuWyzw3ZFieEVOcOmhHqBG7sbo1KbzoXKy/Fv753rn7YMKlww+uOCSWeKXljKHeP8wYOt7o6/Ka4J79JwFqfTuMyybMC1ZysxeT2gYuTODvYqn/260YiW623IVHd8Rj0asjos9iLNUwsQZmQvlGFeGdGJc1JgbejPixGA0pKuzErS6yTFjof9kwRt/BNi0XtcpDvDz9ujJxxFh0IOu6GOvWIZPXtzT7vo2PN00b68u9B5MtHT4unTHUHUu+0lKWncJodCOMT5Nfpvtx55rW5jIlScg2uQFj1CkT0ZcwhkrxvLX7MBF+CsvWroh+iLHoRtZ7uukBABOvpnmYylBzO4n2c5Un8B9jXLbw1FJBrr1l/FT9GNOOcN3oLVgGWb7yu3Q1tmm5qPMclmdEHgiMRQfc3CjmVEbTb2N8VfvMsf7cpZhs6bJz9dGxxCtF/19TinMXakMtXZWwY42LcdlErceK8elUjQLq7Lyg5jl4CsVQDa839eV/RuaOvB5j0Y1ss5sxDu2K6JK0phKQ8V8eK9+4UWZGXHF5QY/HZ06MZ0fI5O0g/DxZmcyNrsN2LR870yTJa+UCjCRt3PnhcbF6NShv3n7V0eHvh/XXwuMDuddhkqXTWwYOxqQrVZvP6H4XbmPm4F5kpR/RZJkIrExBkUSHCOZjfLqtddLebciT4u+xbO2K8AqMwwSxOAxYECOpDdTAsm04h5+1L8ZlA8c508PYTCq8aCXGtD04D06Tia/RJ79leL/8Ht64NQm+csu/Zt8gVKwIa3pqHyvPgIWCfyjGkTbc0JqnMhlNfVWJzQO532KSpVvNT+H+nemncHkeLJSZ+PWxnWtYxu1MQQFMk8nsqRibbpkI34+BVIlakcBkn70JmRe+AgPRjeOOvgHjMCHGUS2OM9qBZdsQ47JBLjfwfNOvwlG/zCV0VD9d/KwFb3Hd8A1qBDbGtyOOOGJ5yzweHC7b+gfMwlN6VJ73AoyxErA8E7Li+pdgHGmirgVYpyZ9rDsNNvW3/gcTLN3ePXDw+KEak7jmod4zcTszA3eD/+aGhirvxI9jbKZR/RsS4tLuggX+8zGWalCjV7FsE6ol2DAW3ch6RzEOA27EOKpFfu/ek1C+cTEuGzAR/BfGZVQvfABj2h7yBu+C2OfNep/jjR6BcVXGxAjHzySUbdQCD2p6fY/lmbAggiMxjjSRifWfsU4dOl7gYd1pgMmVKT+0YkEs8UrRzLwdjMFF9FfcuTaUd4XnY2xmUKM2owGMx4TqTrjg+kWMqFq4N7IY6zAhxmECrl4ZJcSiU+ZGVXe6RmRZV2L5ppXH328wLrOMT3Pc8FUYl2HvUzexGFkSlvsK3y9vMD+CMdWC2h7mRWcn1GVGHizEmCohVp4BZfL8MowjLdQUJVifDuUNk5bRlY8ua12IiZUptc8L53el8pAldXDn2jN6OI1O/DtjzpzlLZyPLOEi/JojwmvjcRgz1dE/Cnn39tOEerSq62SwI0zOkfQceXAaxlItsbKtWPooxmWKefP8dnm8Wl/5RS3JhLFtD/n3dpbJEtG3MJY0UX3RYnUa0HFGX4CxVAKWZ0Re6sY40kCt7CK/D9fF6tOgc1ht7b49NvfnvoGJlUk/taIYS7zScsZg719aho85CLfZKvIOzEjGX4nyIL6U8/A1jPmumpAWY0YOP3zN3mr4v3qtMHE37wWnys9/SE3Jwdzge2ohehurEuxIGc+d5WxbpdjYTtnOZXf+Tgu5f1+OcRiR+wdiLNXAFppf3SPJNBevLp+J5PsrGIslHyh3DizOR3nC57Vby9Je5ZLPD1pZhQfjqBQsz4SOKFU9+fCOMDWfoLy+fhnrTguZRD2JSZVpMfFK0xlDPcYfVuwQmfAYGa5cg4/IA+62rXcm6pXTlfK//6D+X/2cZ6PvXsXq6vSP9ZjQ8QJtrxS2h0w81mIcJszl/GaMpRpk/G/Fsm3oeOEpGJs+1OogQZ9MSH6McVhTRD/DKLeH6nAf+7xuRfgnjEMXsboNiDFUCpZnQsbSP3e3t6+bifVoUUR/rPW19Y7AZMqGOgcztKgRqV1dqT94qRq5U6+I7WRSmzLp/L5aAgb3QxrIL+bRWJ8JMQ4TcDcyP9JWhLdjHNXAub+vmn8Jy7chc4PPY3xpoVaZUBMVCy86W81xiHVnQTUZLMa9PeTFz+iUHIwNt2IMOsH6DfhTjKFSuIUR9wU+8lqMo1bk+eA3WI8OF2hcx/XJ/rYCJlM2vEPzvHAtg92p9kOtCXmHZ7wj+BT2Ymz/NJEX40sT6tSqPPHcg3HoZutambFYdCuTkM9hLNXA+cg7sGx7RhvlPoxkonWiECPHqhF2aqJSlLE1L1Gdt5kX9nAevomJ0snq1fnWp1Kf5CL4lkpwZDn3xevIpqqrBu6bHaHmaZSfuxvLSVv1nap1LeRqwDi0y6OaEyFZjpn50ibpuOEbMI5acN1hIxNCy+/mVVh3mmwayH0Ukylbap4X7v8y8RROremGO5nUIxP+ydj+acMt3I3Ki/h6jEM38rjtwjhMKETwYoylGuRN06+xbNK8tQyY6uxcN7NjfvQixzuzUyW9qitKgfsvjylKx6on444bvVQmwofJY2i+5/mOejqpVnI4+GD/APX6LJ9fNr2WeGqlvd383Hb54vo5GEelMENTbkyWudFbMI5aUF2CsA4dMlbSujD75v7cZkykbHlHfzsmXSm7aBVuv3E6vPB1uJPJtA22zTZeVkfpWojXbcBi+CaMQzeOrcXO+YdSGcDALTw1IEER/QD3y1RmHouOibWRbrm/O8ZRKTbWzRUieivGUS35/DnTuZkb7xux7rTBJMq2MzUuct8y2J1Kd5qakDv1twk7mkxJeWd1h46lSpJQgyKwfhOqjukYi264nakc7sQ4qkGtO5hQNmnU4GM6RoDXM0yY6YM1WYyhGpgbWZg2qXQixlEdl+zK+MiHsHwdsqLvYu1p8uSygw7GBMq2F53uju83uCiefKWk9XnhbEw5MVWUyZuxZcHUaxj1RAFjMGBqqxKUi7HRWqgIv4axVAMT0ftiZZPGlOe8e8tdMmuqsHDhqPkpRETwI4yjGtT3Mla2ZuW5PZXFzbkbXYhla/JarDtNxpd27iYTpo9hApUFP3+6F0u8UvQObAtj5G18aaeCIro67U6uO4N7wUmxOAwoT2TfxVh0w72RJRiHCVUfJoylGngGVl+YyhYKYQH3yVTG4aWTjC2c/qz3pXWOZBaWA2MieB/GUSn5vKHrrwi/nculs0zj9nj89JyTpf5vaELilZozVva+ENvDCEJ1rsWdTdakPJk8UkyhY26lMDeyNClqUMJYdKNGgsbj0G8+n85+VSMMsWzSmKm8Bm8clu5mZXoXEV5bcEupLB8ob5jPjZWv3aAP46gUVUa83PRlLDoG606bzf2t78OkKUsetfqoWOKVmoM95zb5hkekqslI5V3Xd3Bnk9UrL8wb84ev2Rvb2gSWkoKNhYXrjd59qJF+lrY1lf46CiyXNGetyzY1Eh0d0YtsdaFhIvoUxlMt8nwwjOXrt3Q6xlEZ/i7xMtNX3tgbWYBdJkl/wqQpS96ue164oZ6zsE20wtyRt/A6XcEgq85jvvY7nSTy+TV7YywmlCfOj2MsurHUz0+dCK/DWKrBdaPXY9mkAUV4rWz7Q3F/TEWWLFEd5431vUq0UPBTefqm4Dx4J5av32gI46gEWcaaeJnp67qlWVi3DmSS9DQmTVmzd9WRmHSl52DPf4w+hZMXpGtwZ5M1yv19sZ1NUPCi18ZiMSEPjsZYdBOLwYAyUX1IpLReqK0Fw6ey8lz3YFrLn9Uv/i5MhO9nIjD/ujTB2bP9GRhhtXR4ozZG3/sYR7moqVOYiB5OKDNlo59j3Tq43c81Y7KURe8Z0DsvXPNQ9yC2jTbkhcTEvDNTSscJX4XtbAJ5Yj4PYzGhqbu7baiRgxiDEUX4FzVZK8ZTDXzL2r3xOkh98nAU98NUQY3YVoM2uAi+aOt1aYKpjly3sXwg86IQ4yiXDhG8GMvToa61tpGxZbmXYbKUVffWOC9cs6lF7ovFDXvgzibTMHi0szO9O8tyYTz8WzwW/WIcumHeqJ1Jp4vRBoylWmJlk3rl5l/z24Tz0gJ54X6dTNaML6lXrsyNrse4a2HevLXtWId2efghjKMcuBeqJfS0d11S/YSxbl1s7sv9GBOlrPrV08X4ARrnhdtjVY+H7ZM6NPpUn/LEeYdsYmNzTLV3WpoTzQ1/h7HohovwjwlxaDdfXJPK6NMCD9+EZZN6lEnCw1xEqcwzlkU4X7I758HhDo9O5W5kfBqNWlSvcnF7amH27AtmYB26lTfNH8U4ygHL0eTv0uxjuDNkYvQUJkpZ9n/1zgunP3FWHbITdjqZnncKEQxgu+uAuaVXJtSvXx6chLHoJhaDAVUisGTJkl0xlkrh3D9Q3hUbnzF+KqpeFaoRlrgP6hG1aofjBEfIRO2D8vgxvlKCDnWMBMY6dMuqeLLruiUjo2WbDK6nWy/939CExCs9hxfpPfcw6v+mXTW3Unv7qpnY9mnDRHA21m1EPno4xqITz1u7TywGI0ap9Gvo4NFhXC2rFiufTF0v+gi2f72g+nkWCme0qdegXESf5SK8UR6D6rhpmHO2jiXMsA7dyhu7T2AMO4MbWf84ugXr1Uk99X+b7DGrtM4Lt6Hpgk49SbStKSemovKO+UHd64Q6Ivgr1mtCWfU0jEUnTEQrMQYzptP/zRHRJfGyydTlo2/Cts8qjhN46gk64+FnMjTAQKvynHgbtkMaYD26Vas/YAw7wnHCLixDh47jd2DdOpHJ0E8wOaoHHxpoiydeKdo81P1JbKtUmMf8HtzppD7lifl23AdpgvUZMtVRZOWgkuGEOLTrutFBGEs12Jp8eAq5Mc9HObZ7VpAX1hx3J+Yr+1/pIwnxTwnl+fDL2DZpgPUY8AsYww6YlvD51FVTg2HFutlUZ/3fJnvcqpfGEq8UfappWX46tlfNyAvJL3DHk3qVbX4dL6b/ylG9asG6jJjSou7louZNisVgxo1p9H8rFNbvlVA2mYrRRkeMHK/mOcN2t4maNFjG9gl5Uf19POYpLI+OwrZKg1g9uq3gHCgT9xWxz2uwUPCNrooz7vPdMSmqJ+/X/hSu5/PYZjWjHmHjjie1u1HHpIpCjL49oS7tOry0BmPRCVvwoXkYgwnTGorPWNSKZZNpGXwM29sWanLaeW7ICiJcJ7/vt8ZjJT3Pb8d2SwOsx4DfxBiSmOeuZ0xENyR8PlWZCG5X/Sexfp1sPrX9UEyK6s3na5wXrmW45wFss5pQnUdxx5MGTfHuU42y4yL6WawOA3Z0rJuP8ehEbudajMGM0dcxlmpwRPCReNlkjd6tKxmoDH+Xrevz/oGJqftqtFybmsa19J3FerQroh9gDEkYemByc8H1jS4Tt+XpW9tnMCGqN79wujs+S+O8cLuvOlZg21WN65aKCTufNOeNuE+qhfOJCSGxfCNiLDphbqnXVv8xxwuOwHiqgU2MJIyXT1ahF35NxyjGSuFu6Z1TZeBBWqb1RDsJuS/ux/p0qroiYQyII0beiJ/TYf7wNXtj3brZ3N/+YpkA/QcTonr0y6eLWOKVmoPd92PbVY3c2V/AnU+adVZxwx64X6qB21rL1gvTfSy8E9RkrLEYDDlnzvIWjKcasFyyUqP71XFQWGi2j0+cJbs6PPTj8ZHlKJOeYWzRtDD9ylpuy28xhudiZtk/mbj+GGs2weaB3LcwEapnD9T4FK5lZVcqE8HLO4Lw13gA2FTdwUrv41vmx7lzq3epOdS2/vyBib9poDmQ0prEUo1uxbLNGF2NsehE1qmOg4Q49IuxVIWt9VsbxuBWR0SvZqw0G5vWJM780Q420betcc5FpnVcfWtFMxHdhPXpVF6Tfo8xTIbzQOBndOh4wQlYtwk29bddj0lQPftyjSNSm4d71jads7i2EamdnRfsxrIyga+Izs3l/Oc3VTCXmBoNmM+fM111FFafVQupF4thW4GPvIOJ4AxZ5g9VR85YXRlTTSeA21YpaoJgLNeM0UbGopUYjy46Oj68XzwGM8qLzbUYTzXIE30/lk3uWNlmfxYiOj+fT2cJs1rg3N9XxvQHjJGsXHnebsb2TQvumV1mTx6jO1rPdRpzIwPTHkW3YsUmmOj/1pd7GpOgevbBgfZY4pWiTzUP9nwF27EiWLF0SPwAMKs86O9gbukDGFva8AWlBbK+bPY74uEijLdSCrKMWLkmFOHNnuc7GI8u5A3HebEYTOiV/iETiDdiPNUgT7J/ipVPTnaj3M9XyXPDVwquufUbd8bBB284gImRICFeskqxjdNEnpuuwPr0Gmw3eZLJ5Lvjf5++Wx+CGOeJZW2HYQLUCL521RGYeKVqk99V7Q3MJbvKE+SX8QAwbZ4HCzEynTB35L0Yg3VTSOAcEX4tVq4B1UUWY9EJ1m9KJqJPF1Prqxgvf2oZ3cp4+Csuou9MLPvGo9d2dvr7pTG/ni46+Eh3fDvImhSlz2I7pwlzg5/E6tQom1hlJ4783aiJ0ciyju9i3aYY6899G5OfRvD+fq1P4cabz+iubl44zkuL5U6/Gw8Co4rwDozLBIyFr+AW+1GhjPnHYIyVwrf0FYyVrVtXYx8WhHM/j/Ubk6/NYzzV4HlBZ6zs+vNOJko3yQvWL9VNIPOis2WCG6on6Q4PTlKT6LJi9BK5v+bqXjbOBI4bLktog7qRbZm24pdyH63nPHiPGsXdIYIXd3Scvp9Mni/EvzdjdAtjUc3nvR0hExrjDyhiMbDSbPwbHTIvPC+tG8xqkMnOY5j8NIJqYt+99M0L9+8m/1UzsC3LQu70iFvufMsqW3okNcbHx6c5XrQU47GlTOAOwRgrhdtaisfgE1QmghNj9Rsypbmqpglr67fu3IlBQls6fv9O3lxdzt3g6/K/P6xiFl54ipCJmeeNOmp294kLk+oLxv091aoYWX56VgvqosjcyMqUNTW4Ue6/u+T59bsy0f4vta/UQKnOzqWxxbRlIqWW8cLP69cLL9c9CIW7pU/G6tUsxuDwcBT/RodqYnCs2ySN1v9tm29feRgmXanYPNRzT/OZPe/EdiwbNZITDwLTzvPWWp10U53gMCYb1rrcieet3QfLNCY/a1+MRxdbRyHHY9CsTBwfwliqoVgMC9amegHV0zOZjL1ODfzJ59fsnYV51LIG88L3q9Hv2HYZVK3qcqvjBht4pz+3kmRaJuefSyhPuw6PTsNY0kYmT2uwXt1Orj+fH9wff69FmQxPrtc0jyzL742JT707Jn3bypfEEq80lMnbX5vGa3kgIO/EYgeBcYPY3YppOjv9GfG4zFvrNCKOiIxMDpkkxqILleRi3cYsc4b1nSGP+VKsbAs63M40A/WEes2I7ZYlZQL+kDwuL3CcwZrOHTLx+wqWbcL8wsH9MZa0Ye7Iu7Be3T5b+8RUQQbeiti/jm7ubzsXE6B69hfLnXG2+mWxxCsNmwd7djrZ804pTCyqjAeCWR0v+CDGZQNu+TWystah9KozOJZpSoxFF0KEZ2HdppQXgldiPNUgy7oFy7bgIMZFxJhmotN5Fd6tFkHHYGtBlnllQj2ajR5OqUvCDtnazzuhfn2qm/GJdY5Fycj8qvK8eB5ut2k297fei0lQvfqd03gs6UrFwZ7/tAz3fAnbrips9iV6xmLtIy/TQLaF0ckeUXknvVHdrWFclcBFeBWWa0Yzd3/OAj8nt/HaeP2GnOiMXzsy0Ta6tE+S8uLyEoyLeC6uG3Zhu9k1UP0T/yTE6JFNFcyTWQ5WXhGL8F6MQwcdPDoqVrdmHXf0DeqJPf5cm7y0ALfbNI3S/+3hgbbxgwaPjSdfKdg82HPRjJW9NXWVegbmRtfHDgTDmrgDKwe1jiLGZlQR3oIxVYq1pwVeeBXGogOZ5F4Xq9uYkUywa79obp38NaF8szalsC2Njb8LE9HD2G42nDhP82BhLne2trm9sE4jivDbGIcOJm78sO4GUh4ftb+Oq5GH3lnYCxOhevQfA+3j+2laOqt5cNFqbLeqyeeXTeeWXxuq+XkwLlvIC7SlYfTbjH6OMVVKvEwzCi86G2NJm46O4RdhvYb9E8ZUDfJC3JdQtlFlInwRxkU8S5s7NEteFL+B7WbBW3SP0FQUFq6306+Ul7oxFh2ogTnqBixWfwMob9o/pwav4TabZPySpl039eVWYzJUb75u5RHjMxISrxR8unmw+2hst5qYx4PD8WAwqZqTiLGwB+OyBeehlU6821RzM2FMleB4wcuwTFM6IjwF40kbu0/f1P4pnYwxVQPj4W+xbNMWXP9QjIt4FtlG38Q2M6lMHh82OR0EY8EAxmDCOdw3NnKdC7ML2ptwS7cb+2zum9spE7g7MCGqJ7tWHYlJVzoOdl/bvKrnKGyzmmEiOBkPCKOq+aW4fyDGZQuj/RUSlF/Gd2FMlSBE+H4s05RqjimMJ0223EHH6zVpPqU+YzwDa/KqNYMxLuJZuOWJzWWSH2FMOpE3jz/DGExY2xQKlSHPr3/G+utd5ga/xe20wRN9rSfIJOgpTIrqxctPc+KJVwo2D3X/3/QP9M7TcpwzEf4FDwij8vBNGJNNHBH9NRajQWtZnFt1rreZgDIWvg5jShPmRkaXwokbbezsvCA2+WmlZKH/W1pz2TUqch9xbDOTOu7IMoxJJ+q4xhiMKMIHMBadcOvnkLQNHk2akNkGMgm6GZOievCf0s+d7sUSrzRsHup5Yq/Tu/bDtkoNbrn/W9aeAnDL7ZHPnzMdYyoXNf+bvIu+F8s0ZcENqp9Jeic4YsTa3HbbVDc7GFc1yJPuO7Fs06o1RzEu4lnkPvoRtpkpmRteifHoZcmuXE36mxCLbh3D09jIhPGLGEOd+7+4jbbYVIdP3x4aaBt/oa6RpkPd/37+QJe2AUdNHR2R1Q7h8oJ4O8ZkG4zRpGoIP8ZTCVxEl2CZhv01xpQGzI1+lVCXeXmwFGOrBkeERuaE2pGuO3wQxkU8C7aXKeWx8TWMRTcyYfwMxmHKefN8o6vvqHV6MYZ6Ve63B7OyYsrmgdbZmBxl3bsG9C1M3zzUc1uT36V338i7n+PwoDCpvDBfgzFZZhrGaNJaE1rb08Go5dgwplpR68JiPTaU23Znav3f3MB6R+pa5xpsZGz2tWQsfAXGoxtusa/f/tzfE+PRiam1SA35O9w+W4yd2roIE6Qsq5bGeuOqI2KJV0reNGOw+1XYRqmiZvvnbumbCQeFMWXC8T8Yl00m+pAlxGnO6HsYUyXEyzNvPrXF7MenyTvMD2D5Fv2kWqQdo6yGhLKNKtv1HoyJeBYmghDbzJQYi26YF74OYzApxqObjJ1TatNw8rsjNvXlfohJUlZ9rL9tfJGu0aZDPddh22hBzRBtZdbtSS40sP5dJTi8dALGaNJa16TE8uwYPcxFdC7GVi5qXkLGw4tsH5vowoWjqRyrvDh6NJZtWuaVzsK4iGdhIroB28yEst7fYCw6KRZX7IExGFVEl2FMulGj/GNx1Jlq2hD5r9ERyjtjc3/rGCZKWfRbp4lxPqhnXdOW4R5z82qq15d4YBi25hUH0sbqCE43/ANbEM7DmMolnx/dH8u0qUzA7mKs7O3Z5WDu52UbfB/LyYoYcDVMrIvoBt/Eso0qgn90dq6bibERzxJrM2NGqa5rujPkNcDaUm6y7ntd138DxqQb7kVLMJZ6U4jgxKaMraCCiVIWXbtiQTzpSsHmoZ5NzUO9AbaJVlR/JTwwTCrr/yPGZBsuwpsxTlOq5MV1S7MwpnKZWDA5oVybym36KeeBwFgno14DODwYsT9FyPZlXm2DS7ZRLIYFeQH5I5ZvUlbja/qpALaZKZk78l6MRRfF4vo5WL9ZoxsKbmR8ImnmjVp9ZZyGuZyvb2RjFTy+dPZ+mCxlzUf728ZfpGm06fShRWft6R93ALaLNqzN+TPJQjFb878pMEaTMhENYDyVUCxGL8Eys6bqe6UGashE+Y6srC9Zll50CbZ3Nciy/FjZhhVi3XyMi3gW141ej21mTC96G8ajA9UPTH4P7X7/ePgZG+tfyyS5NxZLHSn33Vdxm2yzeaDtAkyYsuTfB/LjeyUkXjU72P108+Ai8/34GVtj/WLvHDb6AozLJowNzcYYTZqXd8QYUyUwiyswNLquWypie1eDPPnehmWb1vdp9On2UGtJyn10KbaZKeV3eDnGlDZy+/qxXhum9Z2qFCGCIzGWOlJNemw86d0ZMkl6DJOmLKhGmr581Ut1rWs63nLmcYdjWxghCws0Y0y24XzkbRijSTGeSmE8/DiWSdau6jCcxlxLasJqLNu0TAQ1TVPT6KhXerKd7sR2M6U6L2NMaSLr+DDWaUs1CwLGZwLO1y7EWOpFhwcn4fZkAUycsqBK3hasPiaedKVi9xW7DR1/CLaDMbgI7sODw6TyovggxmQb5oXrME6TYjyVoiYAxTLJVLwT27oaCoWwLaFss4rwixgX8SxqDja1XFqs3QypntBiTGkxz/PbbW4buNHWPISsWHIT4qkLPW/1Prg9thlbduD+mDxlwR+cxhISr1R8evrqbqOTTz8Hm5NUPqMXrMa4bFIorN9L3v0+GIvTkGkktLKca7FcMg2ji7Gtq4GJ0vJ42WYtFOy8tqoXHDXXX0K7mTTvrDmuKaXXZGpZPtXXOGtT8sjz3c0YqymKxQzcSFWobK9HuIjW4rbYZtznu4/1tX0akyebPjrQNv6x0+dj0pWWjzT5r7K79KfjBR4eIMbl/lyMyyYypmWxGE0qoiswpkqRJ+kbY+WSNStEkEqnfyYCK3OLTRZjIp6LvIn7PbaZJa9ViQbGtyPUJNMdnf5+HfOjo+S54EvS3ySUmwmZiM7A+E1RWLj+hRhP9o1WpNGNI23+vaztsLH+3KOYRNnygYH28X0GuzHpSsnuu5uWLa56nfLUUItYxw8Qs2JMtuEivAJjNKm8cHwaY6oUeVK8Ccsla3fJkiW7YltXwTTbr68YD/+MQRHPRZ4HbsF2s6l6K6C+12qJPOaGv+BeeJnSccNfT/xsy3f+rroa0S09uOibm3IB6Ojw98N4smytyyvqZFN/2yWYRNnyluUHj+81pCd5m35Gd09TSk/Fa0aeAK7Cg8Skavg6xmQbGdddGKdJhRfWPAkgJXBavB/buRqKxQ12Z7x3J753n8e4iOcik2zra9ROBVWXFWx7U8z11u6D8WRZhwcbcBuywub+3G2YSNny+FUvjSVeaThjuOd63G6ryBO51QEM3C19EmOyTTxGszqidDzGVCmcXqGmLnOjH2M7V0MhA1MXdPDoKIyLeC7c8o3cFFFNhWGNWbPs30yVaxYfdmxjvKlp2qaB1v/DRMq01y7vGF+4+uhY4pWKgz1X4XZbpb1z3Uw8SMwaXc0X+AswLpuo1Q/icZpVdTbGuCpFlvMHLJesXiZK/2AsOgbbuRq4iL6O5ZsWYyLicItTiEwVZVLyJ2x3k6i+ghhTZvWiJRh/VnjiPR0vwmTKtF883Y0nXSnYPNTzpPRC3GbrOGLk7bGDxKAOj07DmGzDvfDdGKdpMaZqcET4KSy3EVRzl/Etr4eN9iETXnheGom1ggu7T3bkRTNbd5IZRR5nf8e2I9M26MN2N008pkz6N4w7S4z1tZ2HCZVJ+z5waCzxSkOZuD2e87uszFG4U+RB8dGEA8WcPLAzc/EO4CJYG4vTsBhTNTA3HMZy614Rfpu50Vs4D1/D3ejC2O81muakmVi2aWUC9ymMiYgjv0N/w7Yj09V1QzVNilUwpiwqxEjN/aJ1MtaXuxyTKlPeP9CmbcBCy3BPTUtaasPzgk55groeDxSTqtnoMS7bTLzWTYjVpBhTNTDm1+0Elc81+qvj+B24fYr43+oT664W269sJpbv4sFCjIuIw3jwPWw/Ml1VlxVsd9NgTFmTieC/bE10XA6q/9vmvty/MLEy4UkrD4snXSnZPNTbjduaGZjtp29ueBfGlAUS4jQqE+FDGFN1jE/DsutJlWjkuc9xqyaDn9Fn6Vasu0qmcS86NV6+QUUwgkERyTA3ej0T0UOxNiRTE9vcBhhTxrwR480aNvq/qaWxdA1WaB7u/c1uK7sOxe3MFCpRSDhYjCnc6HyMKQtgnKZNc54fWdalau1OrCPj3sW5n8dtSSLhs1pkonQW1l0NjjPaMTF/V0IdpnTdkGFcRDLyONyT8fAL2IaNoDr/274GpLHiTBpgXFnSdYesP6HcGZv6WjdggqVTtboCG3xZLPFKxeGer+D2ZRI8UEzriOitGFMWwDiNK6KbMKZqYSzsYSKyPuN/+UYbyx/pae4Jo1oTE2uvBs5HFk+8wkyow5gyKcG4iO3DeXBCrA3r2InETd48i2I0wHn0Hq6WZUr4OxPKOH6D7W0DjCs7RqnMO6mbTQb7v23sbxv/7GlePPFKx383DXQ9H7cvc8iT+L7xg8WsWej7gMw5YnkLxmlaeYG/BuOqhUJh5V5YR0ZVdz5lz27tuOFxCWVoEeuuFrlvv4plmxZjInYOt5jkpKVMln5SKMSX4yoWV1ibB62QgRGoCowrK87jo5kb5JeEqf5vj0sPGFyESVcqNg/3Ptbkd2VuebJEChOj+OIHjEkxpiwwd24GZuUW4eUYV61wHpwUqycriujnamJbjHlnMBEZWu4sSqv/WxYuFBdhTMTOYV74ioS2zLxMhHeW892SN0MX42d1K2O7WYjRncZmAowtG0ZXY5xZBRMtHT440D4+U9dIU7WuaT2hltGJHzAG1ZCkpEUsVsMyN/w+xpQGcp+fiXVZVYS3u26piHGWg1rMOVaePj+O9VdLQtlG7RDr5mNMRHkwr3Qetmcmld8rNeGr44y+ALdhe8w54qwWeUP0s1hZOhXhHzs838FYbBCLzbKOCL6dy52d/Vd5ksf72k7GZCttr1xeGN8jlnSl4GD309IjcJsyj5r9Gg8ak6pkAmPKChircb3oEowpDXI5v5nb7n+1Vbn/H+E1LOXE3Mjc9A7F8DVYfzV0dl6wW6xs01L/t6pRCVHWF4lX00KxYvQSjL0chCidiOVplRK47ep4wcswxqyyqb/1S5hwpa23+ph48pWKvb/C7akLuOWRiYViWMCYsoJ6XSJP1PdjzKaUyU0qIx63xzw3ZNxSnx7Gw9vSGAWJ5eo0rYW2Ozr8/bBs02JMRGUwVprNRfQRbFfLyu9y9CN5To31b6uIzqVmbzAyksBtvbGNx2dJmYRfhzFmmc39rWOYcKXlj05j47nBroTEKw17v4DbUteoRX1Vh3d1oZk/P3qRvNAezFg4T961c6V63SXEuvlKViwdIn92WLVi3dnnkl0nvujc37dDto38Nz+RCE1qF85LC3A7q5GxqBVrT5uuLv953C19HE8eupQJ8c2uG6U2r04HD44ucP/l8qL1Gs7DN6Hq546IXu2IkeMLonRsB/ePUn2B1HGrEkhnwdpcjvsHqqcqs2at2MPuJJn+89R3T8VSLK6f4yzwcx3eqMO3fu/k3bi37XsnRPBiPF7KVZWJNRPVwfkot/00jqm1juU5B2OrBZmcXgJ1POKI4Ndq5Q65vWfL+gYdb/QUtRqK+o6p0dny+7ZIfb8mi8dessFCdU7FGEzDMzCg7znW2VNyTLrS8s/L530tnnSl4lPTh7rX4XYQRN0xu9OfIU8YC+QJ+vLYiaQG5Qn+QXmHfUWhoDpQj5c9spQg6gc1jU3pzarPqpG5FkV4u0qk5I3QQbpuONSNXWfn0t3w542MelARa2tLOjz6IMaXZcb6W9+IiVcabu5rPblluOfihOSrJpuHeu5pWrY4lfWsCSIzqCXNHB6U5EnkATypVKK8kN3D3ehjTJROlonh7lgPQTQaKuGRNyyfwO9Cit4t/SbnUR2+ucg+nhd4CW1uxfzha/bG+LLKuN/0vE39rR/G5KtmB3J3qPJbhrqvwwSsVpuHF5U5xyhB1DHqtSJj/jGcl07gPFgqE7N+JffCdzsiejv3orcJMXKsTNLylKgRxBaEiN7IRHhela9X1c3Tr+QN0Ab5XXsv38kyckQ6FHi4KGFfmFfoGbymi38NzG0f68v9M5aA1eATy+Y8c5OCyVet7rb6GFr/mSAIgigXfxf1dFv1s2pvXzeTbnayh+OFp8SSKcMyEazPQn/ASpAJ1/cxAavFfw0cmNtW9oyh42djAla93d9R5U0KnSAIgiCIeoe70VcwoTKpTN4ewpjqAZl0PYZJWFX25Z7efOpBL5xc9ozh3pF4Ila5zcPdn5tcLkEQBEEQDYJMom7EpMqw52BMWWei/5tMvGLJWIWOqSRwIDeI5TcP916GyVilNg/1bKqbpbEIgiAIgigfhwenJiRUxlR9JTGmeuCfA3PbMRmr2IHcP8eXdiaOeMZkrHK778AyCYIgCIJoEJgI78CkyqSMjfRiTPXAWH/r+bGErBL7cneMjzclTi81c/VR+8QTsvKdvmrRYiyTIAiCIIgGgYngZEyozFo/i9Ujm/pb744lZeXal9v+dvtNu0wf6l6KSVm57j7U5WKRBEEQBEE0EJafvt3XwUt1+6RIJmJPxRKzMnxiIPfVsWX5/bG8bainb9OHer+BiVk5zhjquRDLIwiCIAiiQcjn1+wtk7fbE5IqY6rVHzCuemF8adNumJiV41jf3DVYFiITsTdjYlaG/9ljsGc1lkUQBEEQRAMwsWSWsD7iVK1WcynGVk883pdbicnZzm39AJaTRMtQ99UJCdoO7B5rOoeWxiIIgiCIhoLz8DUyaTqHu9H9mEjZkIlwowwrsfN+vTDWl7spnqAlK//2hsf7Wl+PZWwPmZD9O56kbdc7mrYzEIIgCIIgiDpCrWZQLK6fI0RwokyYrsQEyroi/BrGXG9s6m/9DyZq2/GpJ5cdVNGr4oQkbbvuOdhNS80RBEEQRL3BeXSUTNRGZGJ0MRPhfbFkKWMyN3wQt6He2LKAfSxRS/Tx/rYCfn5H7Da06BBM0hId7L2kaehoWhqLIAiCIOoFzgMhE6HPY3JUDzJWqvspLjaV0/+tL/f0fcsO3O5I0+3RMtS909GnzcM9n8LPEQRBEASRYQqFlXvJRGgjJkb1IHOjn+D21Bvqdajq0xZL2CY5tqz1jPGls2fgZ8uhZbDnSUzYJjtjqHcUP0MQBEEQRMZhbngNJkb1oPBKZ+bz59T9SMnH+nMjmLBN9l8DuZPwMxUwDRO2ye5+Rs8b8AMEQRAEQWQefxcmwocwOaoHc11+M25NPSKTtKswaXvW1t+P1zC6dvoZxxYwadtm81DPDfj3BEEQBEHUAXnuc0yM6kHHDY/DbalXNvXl/hVP3HKqz9sv8W8rpWWo+zxM3CaevA0e5+DfEgRBEARRJ8hE6GJMjrKuI8LLcDvqlceWz9k3lrj15/6zaSD3HfzbapDJ2ubnJG+DPU/vueK4A/DvCIIgCIKoI2RCdBcmSFmWeeE/cBvqmc39badA8vb/xt/H98S/q5Ln9H9rHup5ssnvSqtsgiAIgiBsgQlS1mVeEOI21DNj/a1fn5zAjfXn3o1/Uy27D3Y5kxK4O5uHj3s7/g1BEARBEHUG5/6+mCBlWcZKh+A21Dub+tseeiaBG2h9G/6+avwlu7cM9n5sa/J2Fy2NRRAEQRANAuNhhElSVmVu2I/x1zvb+r9tHmj79aMDuQX4+1pQgxS29n/7E/6OIAiCIIg6RiZG12KilEWZG3wPY28EHutvO3GsL/dz/HkaNA/1XNg81P0D/DlBEARBEHVOvcz/xljUirE3ApsGWi968gOVLUpfLjOGe9+z5+DRFS+7RRAEQRBEprlkV0yUsqZaIaJQCNsw8kahlgl6CYIgCIKYgnAevgMTpizJRHATxkwQBEEQBDFlObjoH8BF+ENMmrIic8M/YMwEQRAEQRBTmkKhVJRJ0t8wccqCMq6NrhsyjJkgCIIgCGJKIxOlQUycsiBzSx9oon5hBEEQBEEQcZgXXoXJk12Duzs6ohdhnARBEARBEMRWZMJ0azyJsqCILuNe6QSMjyAIgiAIggBk8nRnLJkyLHPDSxcuHN2/qWmcXpkSBEEQBEHsDCaimzCh0q1M2B5kIvwc58EJuZzfjDERBEEQBEEQO4Ax/xAmAh394DZuSQ6jH8l/z+duadDxgiOwfoIgCIIgCKJ6pnEeLnJ4tFQtFi8TrxVMhKsmlP8vk7D3OSI8hfNoieOGx3E+erQQwXzO/QPp1SdBEARBEARBEARBEARBEARBEARBEARBEARBEARBEIR9/j++kFRURXJnkgAAAABJRU5ErkJggg==>

Expert Review

Charges
4/5
Rewards
4/5
Customer Service
4/5

Detailed Analysis

The HDFC MoneyBack Plus Credit Card stands out as a solid choice for those seeking a credit card with excellent rewards and benefits. With Up to 3% rewards on eligible spends, it makes a compelling option for travel enthusiasts.

The card's comprehensive insurance coverage and lounge access benefits offer added value and convenience for cardholders.

While the card offers numerous advantages, it is essential to consider the annual fee of ₹500 and other associated charges. These factors should be weighed against the benefits offered.

Overall, the HDFC MoneyBack Plus Credit Card is a good option for those who want a travel credit card with excellent rewards and premium benefits. If you are looking for a card that offers good value for money, this is worth considering.

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Quick Stats

Bank HDFC Bank
Category Travel
Rating 4.3
Reward Type Reward Points

Best Suited For

Travel
General

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