HPCL IDFC FIRST Power+ Credit Card
Card Summary
The HPCL IDFC FIRST Power+ Credit Card is designed with your mobility, utility, and lifestyle needs in mind. You can access its benefits for just ₹499 as a joining and annual fee. This card offers you a range of benefits such as 4% savings on fuel and 1.5% savings on HP App, 5% savings on IDFC FasTag, 5% savings on grocery and utility, 3X rewards on other expenses with reward rates ranging from 0.5% to 5%, movie discounts, and much more! Continue reading to learn more about what this card has to offer.
Quick Overview
Expert Review
Key Features
The HPCL IDFC FIRST Power+ Credit Card is a co-branded fuel credit card that offers a range of benefits to loyal HPCL fuel customers. This card offers a 4% savings on HPCL fuel and LPG expenses, and 1.5% savings as Payback Rewards through HP Pay App fueling Additionally, it allows you to earn 4X rew...
Key Highlights
Reward Rate
4%
Annual Fee
₹499
Rating
4/5
Category
Travel
Fuel Benefits
1% Fuel Surcharge Waiver
Available at all fuel stations across India
Zero Lost Card Liability
Complete Protection Against Fraud
In the unfortunate event of losing your card, report it immediately to our 24-hour call centre and you have zero liability on any fraudulent transactions made on your Credit Card.
Advantages
Affordable joining and annual fee of ₹
Decent savings on fuel expenses.
Accelerated rewards on groceries, utilities, and FASTag recharges.
No expiry of reward points.
Offers reward points on UPI transactions. Offers additional perks like free roadside assistance and insurance coverage.
Limitations
No international lounge access is provided.
It does not offer golf benefits.
Fee and Charges
Joining Fee
₹499
Annual Fee
₹499
APR
42.00%
| Charge Type | Amount |
|---|---|
| Add-on Card Fee | Free |
| Card Replacement Fee | ₹100 |
| Foreign Transaction Fee | 3.5% |
| Over Limit Penalty | 2.5% |
| Minimum Repayment Amount | 5% |
Late Payment Charges
| Outstanding Balance | Late Fee |
|---|---|
| Below ₹100 | Not specified |
| ₹100 to ₹500 | Not specified |
| ₹501 to ₹5,000 | Not specified |
| ₹5,001 to ₹10,000 | Not specified |
| ₹10,001 to ₹25,000 | Not specified |
| ₹25,001 to ₹50,000 | Not specified |
| More than ₹50,000 | Not specified |
Reward Points Structure
| Rewards Category | Rate | Eligibility |
|---|---|---|
| Special Categories | 4% | Based on card category and benefits |
| General Spends | 1X | All other purchases and transactions |
Partner Merchants:
Who Should Opt for This Card?
Frequent Travelers
Perfect for those who travel frequently and need travel benefits
How to Apply
On the IDFC FIRST Bank website, click on 'HPCL IDFC FIRST Power+ Credit Card' under the credit cards section.
Click on the ‘Apply Now' button.
Enter your mobile number and click on 'Verify.'
Provide your personal details, including name, date of birth, contact information, and occupation.
Enter your income and employment details.
Review and confirm your application details.
Accept the terms and conditions and submit the application. Mobile Banking App:
Open the IDFC FIRST Bank mobile banking app and log in.
Navigate to the 'Credit Cards' tab.
Select the 'HPCL IDFC FIRST Power+ Credit Card' and click on 'Apply Now'.
Enter your mobile number and click on 'Verify'.
Provide your personal details, including name, date of birth, contact information, and occupation.
Enter your income and employment details.
Review and confirm your application details.
Accept the terms and conditions and submit the application. Branch Application:
Visit your nearest IDFC FIRST Bank branch.
Inform the customer service representative that you wish to apply for the HPCL IDFC FIRST Power+ Credit Card.
Provide your personal details, income and employment details, and the required documents.
Review and confirm your application details.
Sign the application form and accept the terms and conditions. Once you have submitted your application, IDFC FIRST Bank will review your details and check your creditworthiness. The processing time typically takes 7-10 business days.
Processing Time
7-10 days
Eligibility Criteria
Age: 21-60 years
Residency: Indian resident
Income: Stable income required
Documents Required
Proof of Identity
PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof. *
Proof of Address
Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government approved address proof. *
Proof of Income
Latest one or two salary slips (not more than 3 months old), Latest Form 16, and the Last 3 months’ bank statement. 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>
Expert Review
Detailed Analysis
The HPCL IDFC FIRST Power+ Credit Card stands out as a solid choice for those seeking a credit card with excellent rewards and benefits. With 4% rewards on eligible spends, it makes a compelling option for travel enthusiasts.
The card's comprehensive insurance coverage and lounge access benefits offer added value and convenience for cardholders.
While the card offers numerous advantages, it is essential to consider the annual fee of ₹499 and other associated charges. These factors should be weighed against the benefits offered.
Overall, the HPCL IDFC FIRST Power+ Credit Card is a good option for those who want a travel credit card with excellent rewards and premium benefits. If you are looking for a card that offers good value for money, this is worth considering.
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