4 Rating • IDFC FIRST Bank Bank

HPCL IDFC FIRST Power+ Credit Card

Travel Category Reward Points
Reward Rate
4%
Annual Fee
₹499
Travel General
Processing: 7-10 days
100% Secure
IDFC FIRST Bank BANK
HPCL IDFC
VISA
•••• •••• •••• 1234
VALID THRU
12/28
CARDHOLDER
YOUR NAME

Card Summary

The HPCL IDFC FIRST Power+ Credit Card is designed with your mobility, utility, and lifestyle needs in mind. You can access its benefits for just ₹499 as a joining and annual fee. This card offers you a range of benefits such as 4% savings on fuel and 1.5% savings on HP App, 5% savings on IDFC FasTag, 5% savings on grocery and utility, 3X rewards on other expenses with reward rates ranging from 0.5% to 5%, movie discounts, and much more! Continue reading to learn more about what this card has to offer.

Quick Overview

Joiningandannualfee ₹499 plus applicable taxes
Bestfor Fuel Expenses
Rewardrate 0.5% to 5%
Welcomebonus ₹500 cashback on 1st HPCL fuel transaction of ₹500 and above (within 30 days of card set up) 5% cashback up to ₹1,000 on your first EMI conversion within 30 days of card activation
Cardtype Co-branded Credit Card

Expert Review

Key Features

The HPCL IDFC FIRST Power+ Credit Card is a co-branded fuel credit card that offers a range of benefits to loyal HPCL fuel customers. This card offers a 4% savings on HPCL fuel and LPG expenses, and 1.5% savings as Payback Rewards through HP Pay App fueling Additionally, it allows you to earn 4X rew...

Key Highlights

Reward Rate

4%

Annual Fee

₹499

Rating

4/5

Category

Travel

Fuel Benefits

1% Fuel Surcharge Waiver

Available at all fuel stations across India

• Min transaction: ₹400 • Max transaction: ₹5,000 • Max waiver: ₹500 per statement cycle

Zero Lost Card Liability

Complete Protection Against Fraud

In the unfortunate event of losing your card, report it immediately to our 24-hour call centre and you have zero liability on any fraudulent transactions made on your Credit Card.

Advantages

Affordable joining and annual fee of ₹

Decent savings on fuel expenses.

Accelerated rewards on groceries, utilities, and FASTag recharges.

No expiry of reward points.

Offers reward points on UPI transactions. Offers additional perks like free roadside assistance and insurance coverage.

Limitations

No international lounge access is provided.

It does not offer golf benefits.

Fee and Charges

Joining Fee

₹499

Annual Fee

₹499

APR

42.00%

Charge Type Amount
Add-on Card Fee Free
Card Replacement Fee ₹100
Foreign Transaction Fee 3.5%
Over Limit Penalty 2.5%
Minimum Repayment Amount 5%

Late Payment Charges

Outstanding Balance Late Fee
Below ₹100 Not specified
₹100 to ₹500 Not specified
₹501 to ₹5,000 Not specified
₹5,001 to ₹10,000 Not specified
₹10,001 to ₹25,000 Not specified
₹25,001 to ₹50,000 Not specified
More than ₹50,000 Not specified

Reward Points Structure

Rewards Category Rate Eligibility
Special Categories 4% Based on card category and benefits
General Spends 1X All other purchases and transactions

Partner Merchants:

Online Merchants
Fuel Stations
Restaurants
Airlines

Who Should Opt for This Card?

Frequent Travelers

Perfect for those who travel frequently and need travel benefits

How to Apply

1

On the IDFC FIRST Bank website, click on 'HPCL IDFC FIRST Power+ Credit Card' under the credit cards section.

2

Click on the ‘Apply Now' button.

3

Enter your mobile number and click on 'Verify.'

4

Provide your personal details, including name, date of birth, contact information, and occupation.

5

Enter your income and employment details.

6

Review and confirm your application details.

7

Accept the terms and conditions and submit the application. Mobile Banking App:

8

Open the IDFC FIRST Bank mobile banking app and log in.

9

Navigate to the 'Credit Cards' tab.

10

Select the 'HPCL IDFC FIRST Power+ Credit Card' and click on 'Apply Now'.

11

Enter your mobile number and click on 'Verify'.

12

Provide your personal details, including name, date of birth, contact information, and occupation.

13

Enter your income and employment details.

14

Review and confirm your application details.

15

Accept the terms and conditions and submit the application. Branch Application:

16

Visit your nearest IDFC FIRST Bank branch.

17

Inform the customer service representative that you wish to apply for the HPCL IDFC FIRST Power+ Credit Card.

18

Provide your personal details, income and employment details, and the required documents.

19

Review and confirm your application details.

20

Sign the application form and accept the terms and conditions. Once you have submitted your application, IDFC FIRST Bank will review your details and check your creditworthiness. The processing time typically takes 7-10 business days.

Processing Time

7-10 days

Eligibility Criteria

Age: 21-60 years

Residency: Indian resident

Income: Stable income required

Documents Required

Proof of Identity

PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof. *

Proof of Address

Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government approved address proof. *

Proof of Income

Latest one or two salary slips (not more than 3 months old), Latest Form 16, and the Last 3 months’ bank statement. [image1]: <data:image/png;base64, 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>

Expert Review

Charges
4/5
Rewards
4/5
Customer Service
4/5

Detailed Analysis

The HPCL IDFC FIRST Power+ Credit Card stands out as a solid choice for those seeking a credit card with excellent rewards and benefits. With 4% rewards on eligible spends, it makes a compelling option for travel enthusiasts.

The card's comprehensive insurance coverage and lounge access benefits offer added value and convenience for cardholders.

While the card offers numerous advantages, it is essential to consider the annual fee of ₹499 and other associated charges. These factors should be weighed against the benefits offered.

Overall, the HPCL IDFC FIRST Power+ Credit Card is a good option for those who want a travel credit card with excellent rewards and premium benefits. If you are looking for a card that offers good value for money, this is worth considering.

Apply Now

Get instant approval and start enjoying benefits!

Apply Online
100% Secure Application

Quick Stats

Bank IDFC FIRST Bank
Category Travel
Rating 4
Reward Type Reward Points

Best Suited For

Travel
General

Similar Cards You Might Like

Explore other cards from the same bank or category

HDFC Bank
4.1

6E \- Rewards Indigo HDFC Bank Credit Card

If you are someone who loves to travel, you may be in search of a credit card that offers a range of...

Axis Bank
3.8

Airtel Axis Bank Credit Card

The Airtel Axis Bank Credit Card is a great choice for those who frequently use Airtel services and ...

ICICI Bank
4.7

Amazon Pay ICICI Bank Credit Card

If you are a loyal Amazon shopper, the Amazon Pay ICICI Credit Card might be a good option for you. ...