3.8 Rating • HSBC Bank

HSBC Live+ Credit Card

Travel Category Reward Points
Reward Rate
Up to 3%
Annual Fee
₹999
Travel General
Processing: 7-10 days
100% Secure
HSBC BANK
HSBC Live+
VISA
•••• •••• •••• 1234
VALID THRU
12/28
CARDHOLDER
YOUR NAME

Card Summary

Get cashback on all your daily expenses with the HSBC Cashback Credit Card! This credit card has a two-tiered cashback structure that offers different rates for different spending categories. It provides a 10% accelerated cashback on all dining, food delivery, and grocery spends, and a 1.5% unlimited cashback on all other expenses. Additionally, you can enjoy 4 free domestic lounges per year and many more benefits. The card comes with a joining and annual fee of ₹999. Keep reading to learn more.

Quick Overview

Joiningandannualfee ₹999 plus applicable taxes
Welcomebonus Amazon voucher worth ₹1000 on spending a minimum ₹10,000 within 30 days.
Bestfor Cashback
Cardtype Regular
Cardnetwork Visa

Expert Review

Key Features

The HSBC Cashback Credit Card is a great option for those who spend a lot on food-related categories and want to save money through cashback on all their purchases. This card offers an accelerated cashback rate on food-related expenses and a flat 1.5% cashback rate on everything else, making it a st...

Key Highlights

Reward Rate

Up to 3%

Annual Fee

₹999

Rating

3.8/5

Category

Travel

Fuel Benefits

1% Fuel Surcharge Waiver

Available at all fuel stations across India

• Min transaction: ₹400 • Max transaction: ₹5,000 • Max waiver: ₹500 per statement cycle

Zero Lost Card Liability

Complete Protection Against Fraud

In the unfortunate event of losing your card, report it immediately to our 24-hour call centre and you have zero liability on any fraudulent transactions made on your Credit Card.

Advantages

Cashback of

Limitations

No cash back on fuel, rent payments, education and government-related transactions.

HSBC Cashback credit card is only given to people who reside in Bangalore, Chennai, Gurgaon, Hyderabad, Mumbai, New Delhi, Noida, and Pune.

Fee and Charges

Joining Fee

₹999

Annual Fee

₹999

APR

41.88%

Charge Type Amount
Add-on Card Fee Free
Cash Withdrawal Fee 2.5%
Card Replacement Fee ₹100
Foreign Transaction Fee 3.50%
Fuel Transaction Surcharge 1%
Minimum Repayment Amount 5%

Late Payment Charges

Outstanding Balance Late Fee
Below ₹100 Not specified
₹100 to ₹500 Not specified
₹501 to ₹5,000 Not specified
₹5,001 to ₹10,000 Not specified
₹10,001 to ₹25,000 Not specified
₹25,001 to ₹50,000 Not specified
More than ₹50,000 Not specified

Reward Points Structure

Rewards Category Rate Eligibility
Special Categories Up to 3% Based on card category and benefits
General Spends 1X All other purchases and transactions

Partner Merchants:

Online Merchants
Fuel Stations
Restaurants
Airlines

Who Should Opt for This Card?

Frequent Travelers

Perfect for those who travel frequently and need travel benefits

How to Apply

1

Visit the HSBC website or nearest branch

2

Navigate to the credit cards section

3

Select the desired credit card

4

Click on "Apply Now" and fill the application form

5

Upload required documents (identity, address, income proof)

6

Submit the application and wait for verification

7

Receive your credit card upon approval

Processing Time

7-10 days

Eligibility Criteria

Age: 21-60 years

Residency: Indian resident

Income: Stable income required

Documents Required

Proof of Identity

PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof. *

Proof of Address

Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof. *

Proof of Income

Latest one or two salary slips (not more than three months old), latest Form 16, and the last 3 months’ bank statement. 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>

Expert Review

Charges
4/5
Rewards
4/5
Customer Service
3/5

Detailed Analysis

The HSBC Live+ Credit Card stands out as a solid choice for those seeking a credit card with excellent rewards and benefits. With Up to 3% rewards on eligible spends, it makes a compelling option for travel enthusiasts.

The card's comprehensive insurance coverage and lounge access benefits offer added value and convenience for cardholders.

While the card offers numerous advantages, it is essential to consider the annual fee of ₹999 and other associated charges. These factors should be weighed against the benefits offered.

Overall, the HSBC Live+ Credit Card is a decent option for those who want a travel credit card with excellent rewards and premium benefits. If you are looking for a card that offers good value for money, this is worth considering.

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Quick Stats

Bank HSBC
Category Travel
Rating 3.8
Reward Type Reward Points

Best Suited For

Travel
General

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