HDFC Bank Infinia Metal Edition Credit Card
Card Summary
HDFC Bank Infinia Metal Edition Credit Card from HDFC Bank offers excellent rewards and benefits for cardholders.
Quick Overview
Expert Review
The HDFC Bank Infinia Metal Edition Credit Card is a comprehensive credit card from HDFC Bank designed to provide maximum value through rewards, benefits, and exclusive privileges. This card offers competitive reward rates, comprehensive insurance coverage, and premium lifestyle benefits.
Key Features
The HDFC Bank Infinia Metal Edition Credit Card is a comprehensive credit card from HDFC Bank designed to provide maximum value through rewards, benefits, and exclusive privileges. This card offers competitive reward rates, comprehensive insurance coverage, and premium lifestyle benefits....
Key Highlights
Reward Rate
3.3-33%
Annual Fee
₹12500
Rating
4.9/5
Category
Premium
Fuel Benefits
1% Fuel Surcharge Waiver
Available at all fuel stations across India
Zero Lost Card Liability
Complete Protection Against Fraud
In the unfortunate event of losing your card, report it immediately to our 24-hour call centre and you have zero liability on any fraudulent transactions made on your Credit Card.
Advantages
Competitive reward rates
Comprehensive benefits package
Premium lounge access
High reward multipliers
Exclusive privileges
Limitations
High annual fee
High income eligibility criteria
Foreign transaction fees applicable
Fee and Charges
Joining Fee
₹12500
Annual Fee
₹12500
APR
42%
| Charge Type | Amount |
|---|---|
| Add-on Card Fee | Free |
| Cash Withdrawal Fee | 2.50% |
| Card Replacement Fee | ₹100 |
| Foreign Transaction Fee | 3.50% |
| Over Limit Penalty | 2.50% |
| Fuel Transaction Surcharge | 1% |
| Minimum Repayment Amount | 5% |
Late Payment Charges
| Outstanding Balance | Late Fee |
|---|---|
| Below ₹100 | ₹0 |
| ₹100 to ₹500 | ₹100 |
| ₹501 to ₹5,000 | ₹500 |
| ₹5,001 to ₹10,000 | ₹600 |
| ₹10,001 to ₹25,000 | ₹800 |
| ₹25,001 to ₹50,000 | ₹1100 |
| More than ₹50,000 | ₹1300 |
Reward Points Structure
| Rewards Category | Rate | Eligibility |
|---|---|---|
| Dining & Entertainment | 4X | Restaurants, movies, entertainment venues |
| Travel & Hotels | 4X | Airlines, hotels, travel bookings |
| Online Shopping | 2X | E-commerce platforms and online merchants |
| All Other Spends | 1X | General purchases and transactions |
Partner Merchants:
Who Should Opt for This Card?
Regular Spenders
Those who make regular purchases and want to earn rewards
Premium Lifestyle
Seek premium benefits and exclusive privileges
How to Apply
Visit the HDFC Bank website and navigate to Credit Cards section
Select the desired credit card from the list
Click on Apply Now and fill the application form
Upload required documents and submit the application
Wait for bank verification and approval
Processing Time
7-10 days
Eligibility Criteria
Age: 21-60 years
Residency: Indian resident
Income: Stable source of income required
Documents Required
Proof of Identity
PAN Card, Aadhaar Card, Driver's License, Passport, Voter's ID
Proof of Address
Aadhaar Card, Driver's License, Passport, Utility Bill (not more than 3 months old), Ration Card
Proof of Income
Latest salary slips (not more than 3 months old), Latest Form 16, Last 3 months bank statement
Expert Review
Detailed Analysis
The HDFC Bank Infinia Metal Edition Credit Card stands out as a premium choice for those seeking a credit card with excellent rewards and benefits. With 3.3-33% rewards on eligible spends, it makes a compelling option for premium enthusiasts.
The card's comprehensive insurance coverage and lounge access benefits offer added value and convenience for cardholders.
While the card offers numerous advantages, it is essential to consider the annual fee of ₹12500 and other associated charges. These factors should be weighed against the benefits offered.
Overall, the HDFC Bank Infinia Metal Edition Credit Card is a great option for those who want a premium credit card with excellent rewards and premium benefits. If you are looking for a card that offers good value for money, this is worth considering.
Quick Stats
Best Suited For
Similar Cards You Might Like
Explore other cards from the same bank or category
Axis Bank Ace Credit Card
The Axis Bank Ace Credit Card is a comprehensive credit card from Axis Bank designed to provide maxi...
Axis Bank Atlas Credit Card
The Axis Bank Atlas Credit Card is a comprehensive credit card from Axis Bank designed to provide ma...
Axis Bank Magnus Credit Card
The Axis Bank Magnus Credit Card is a comprehensive credit card from Axis Bank designed to provide m...